Which test may allow a court to presume that an individual is abusing the bankruptcy provisions of Chapter 7 when an individual's debt is primarily consumer debt and the individual's income is above the median income in his or her state?

Question

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A)One cause for dismissal of a bankruptcy petition for abuse is failure of the means
test.If an individual's debt is primarily consumer debt and if the individual's income is above the median income in his or her state,the court may presume that the individual is abusing the bankruptcy provisions.
B)One cause for dismissal of a bankruptcy petition for abuse is failure of the means test.If an individual's debt is primarily consumer debt and if the individual's income is above the median income in his or her state,the court may presume that the individual is abusing the bankruptcy provisions.

Which Test May Allow a Court to Presume That an Individual