What If a Creditor Continues to Engage in Legal Action

What if a creditor continues to engage in legal action against a debtor when an automatic stay is in effect?

A) The creditor forfeits all claims against the defendant.
B) The debtor can recover damages,costs,attorney fees,and even possibly punitive damages.
C) The creditor can continue with repossession proceedings but not with garnishment.
D) The creditor can continue as long as the creditor can prove that the legal action was underway before the stay went into effect.
E) The debtor must ask the court to reinstate the stay and to issue an injunction against the creditor.