Which of the Following Was the Result in Royal Capital

Which of the following was the result in Royal Capital Development LLC v.Maryland Casualty Company,the case in the text involving whether on a policy of insurance covering "direct physical loss of or damage to" a building that allows the insurer the option of paying either "the cost of repairing the building" or "the loss of value," the insurer must also compensate the insured for the diminution in value of the building if the insured elects to repair the building?

A) That the insurer could choose between repairing the building or paying for its loss of value and that once proper repairs were made,the insurer had no obligation to cover any diminution in value.
B) That when a policy promised to pay the insured's loss,the insured had a claim for diminution in value even if repairs were made.
C) That a claim for diminution in value could be made only if the insurer delayed in making repairs such that the insured had an equitable claim for diminution in value.
D) That unless the insured notified the insurer prior to the beginning of repairs that a claim for diminution in value would be made,the issue was waived because the insurer was entitled to take such a claim into consideration in making its decisions.
E) That when a policy promised to pay the insured's loss,the insured has no claim for diminution in value if repairs are made.