To prevent employees from making inappropriate benefits choices in a flexible benefits plan it is recommended that

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Requiring employees to select a core set of benefits helps ensure that they do not make inappropriate choices. This also ensures that employees have at least some essential benefits in their package. Providing counseling and educational resources can help guide employees in making wise benefit selections, but it may not be enough to prevent inappropriate choices. Tying benefit flexibility to seniority or denying flexible benefits to certain employee groups can lead to dissatisfaction and may not be a feasible solution for all organizations.

To Prevent Employees from Making Inappropriate Benefits Choices in a Flexible