"Cost Sharing" Benefits Plans

"Cost sharing" benefits plans

A) involve employers sharing the costs of employee health insurance with government programs such as Medicare and Medicaid.
B) require employees to pay a larger proportion of their health benefits costs.
C) require insurance companies to share the profits they make with employers who purchase their health insurance plans which results in lower costs for employers.
D) will be illegal in 2012 because they have been held to be "kickback" schemes.