Which of the Following Is True of the Banking System

Which of the following is true of the banking system?

A) Government regulatory authorities limit the loan issuance of banks by imposing reserve requirements.
B) The predominant liability of virtually all banks is capital stocks.
C) The difference between a bank's assets and its liabilities constitutes its secondary reserves.
D) Government regulatory authorities limit the loan issuance of banks by increasing the prime lending rate.
E) The largest asset item for most banks is time deposits kept by the customers with the bank.