Life and Accident Insurance Is Almost Always Included in Benefit

Life and accident insurance is almost always included in benefit plans.Which statement does NOT accurately describe life and accident insurance?

A) Often a spouse or partner may be included under the coverage.
B) Coverage amounts may be increased at the employee's expense,or on a cost-sharing basis.
C) Often the coverage is based on a multiple of the employee's annual salary.
D) Recent changes to the tax code have made group life insurance products much more tax-friendly to employees.