The best way to stay out of the debt hole is to:
A) Never get a credit card
B) Get a credit card, but never use it
C) Get a credit card, and use it when needed
D) Get a credit card, but carefully manage its use and repayment

Question

Quizplus · Accepted Answer

Avoiding credit cards altogether may limit your ability to build credit and can make certain purchases more difficult. However, using credit cards irresponsibly can lead to accumulating debt. The best option is to get a credit card, but manage its use and repayment carefully. This involves only charging what you can afford to pay off each month, making payments on time, and avoiding carrying a balance.

The Best Way to Stay Out of the Debt Hole