The Fair Debt Collections Act applies to:

Question

Quizplus · Accepted Answer

The Fair Debt Collections Act specifically applies to collection agencies, as it is aimed at regulating their practices when attempting to collect on overdue debts.

Answer: E 
 While the Act does not apply to all consumer credit businesses, it does cover a wide range of entities beyond collection agencies, including debt buyers and attorneys who regularly engage in debt collection activities. The Act also outlines certain restrictions that apply to original creditors who collect their own debts. Finally, some government agencies that collect debts, such as the IRS, are subject to certain provisions of the Act, although they are not subject to all of its requirements.

The Fair Debt Collections Act Applies To