An individual, age 40, who is not subject to the phase-out provision may contribute a nondeductible amount to a Roth IRA up to $5,500 per year in 2018.

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This statement is true. Individuals who are not subject to the phase-out provision can contribute to a Roth IRA up to $5,500 per year in 2018 if they are under age 50. If they are age 50 or over, they can contribute up to $6,500 per year. It's important to note that these contributions are made with after-tax dollars, so they are not deductible on the individual's tax return.

An Individual, Age 40, Who Is Not Subject to the Phase-Out