For Loans That Under the California Usury Law, the Maximum

For loans that under the California usury law, the maximum interest rate is:

A) 5% above the Federal Funds Rate
B) 10% or 5% above the Federal Reserve Discount Rate, whichever is greater
C) 10% or 5% above the Federal Reserve Discount Rate, whichever is lesser
D) 10% above the Prime Rate