The fact that many stores in Canada have found it economical to accept credit cards has:

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Accepting credit cards has made it easier for consumers to make purchases without carrying cash or using other payment methods, leading to a decrease in the demand for money. This is because credit cards provide a more convenient and widely accepted means of payment than cash, and consumers are more likely to use them over other payment methods. Therefore, the increase in acceptance of credit cards has decreased the demand for money.

The Fact That Many Stores in Canada Have Found It