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Deposit Insurance

Question 416

Multiple Choice

Deposit insurance:


A) is essentially the same as a bank's required reserves.
B) provides depositors with assurances that they will receive their deposits up to $100 000,even if there are questions about a bank's soundness.
C) can be used only if depositors lose deposits in excess of $100 000.
D) encourages banks to carefully consider to whom they lend funds.

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