When the seller offers a sales discount, even if borrowing has to be done, it is generally advantageous for the buyer to pay within the discount period.

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Paying within the discount period allows the buyer to save money on the purchase, even if they have to borrow to do so. The cost of borrowing is typically lower than the amount of the discount, so it is still advantageous for the buyer to pay within the discount period.

When the Seller Offers a Sales Discount, Even If Borrowing