Mary and Tom Weatherly both work and participate in the family health insurance plan offered by their separate employers. What term relates to the rules used by their insurance companies relating to paying for services?

Question

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Coordination of benefits refers to the rules used by insurance companies to determine which plan is primary and which is secondary when an individual is covered by more than one plan. This helps to prevent overpayment and ensures that both plans are contributing appropriately to medical costs.

Mary and Tom Weatherly Both Work and Participate in the Family