A Client Has a Private Insurance Policy That Pays for Most

A client has a private insurance policy that pays for most health care costs and services. Why is this plan called a third-party payer?

A) The insurance company pays all or most of the costs.
B) The family of the client is required to pay costs.
C) The client gets the bill and pays out-of-pocket costs.
D) Medicare and Medicaid will pay most of the costs.