Which of the following is NOT an example of institutional discrimination?
A)Federal Housing Administration manuals that redlined non-White neighborhoods as too "high risk" for lending
B)underwriting practices that result in Black families being offered subprime loans at a higher rate than similarly situated White families
C)a landlord who does not return phone calls to people with last names that "sound" Latino
D)check-cashing and payday loan establishments outnumbering accredited banking institutions in poor,urban neighborhoods

Question

Quizplus · Accepted Answer

Institutional discrimination refers to policies or practices that are embedded in the structures of society and disadvantage certain groups. Option C describes individual discrimination, where a landlord personally discriminates based on perceived ethnicity, rather than a systemic or institutional practice.

Which of the Following Is NOT an Example of Institutional