Sometimes healthy people drop their health insurance,leaving only sicker people to buy insurance.This phenomenon creates a situation known as:

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This phenomenon is known as adverse selection, where only the sicker people buy insurance. This leads to higher costs for the insurance company, which in turn leads to higher premiums for everyone. This can create a self-perpetuating cycle where healthier people drop their insurance, leading to even higher costs for the remaining population.

Sometimes Healthy People Drop Their Health Insurance,leaving Only Sicker People