To ensure that low- and middle-income families have health insurance that they can afford,the Affordable Care Act of 2010:

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The Affordable Care Act of 2010 provides government subsidies, in the form of tax credits, to help low- and middle-income families afford health insurance. This is done through the Health Insurance Marketplace, where individuals can shop for plans and apply for financial assistance based on their income level. Medicaid is another option for those with low incomes, but not all states have expanded Medicaid eligibility under the ACA. The individual mandate requires individuals to have health insurance or face a penalty, but low- and middle-income families may qualify for exemptions or financial assistance to help them comply with the mandate. The ACA does include a provision requiring certain employers to provide health insurance to their employees, but this only applies to businesses with a certain number of full-time employees and does not guarantee affordability for employees.

To Ensure That Low- and Middle-Income Families Have Health Insurance