Which of the following programs is likely to have low target efficiency?

Question

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A cash payment that the recipient is encouraged to use for housing may not be as efficient as other programs because there is no guarantee that the recipient will actually use the money for housing. There is a risk that the money may be spent on other non-housing related expenses. Programs like A, B, and C have more targeted efficiency because the insurance card can only be used for health care, the cash payment is directly paid to the landlord for housing, and the food stamps can only be used to purchase food.

Which of the Following Programs Is Likely to Have Low