Subprime Credit Corporation Uses "Self-Help" Repossession When Its Debtors Default

Subprime Credit Corporation uses "self-help" repossession when its debtors default on their loans. This simplifies the process of repossession because

A) it can be done without judicial process.
B) it is less stressful for debtors.
C) it provides an incentive for confrontations with debtors.
D) the UCC clearly defines what constitutes "breach of the peace."