Khali's debt to Lew is past due. Lew obtains a judgment against Khali to collect the debt, but Khali refuses to pay. Lew asks the court to order Khali's employer to pay a portion of Khali's paycheck to Lew. This is a request for
A) an exemption from most federal limits on creditors' actions.
B) an order of garnishment.
C) an order that would violate most state laws.
D) a right of contribution.

Question

Quizplus · Accepted Answer

Lew is requesting an order of garnishment, which is a legal means for a creditor to collect a debt from a debtor's wages or bank account. It is a common method used by creditors to collect on a judgment against a debtor. A is incorrect because there are still federal limits on garnishment, and creditors must follow those limits. C is incorrect because garnishment is a legal and common practice in many states. D is incorrect because the question does not involve a right of contribution, which is a claim by one joint debtor against another joint debtor for their share of a debt.

Khali's Debt to Lew Is Past Due