The newly licensed nurse asks a more experienced nurse if it is advisable to carry personal malpractice insurance. Which reply, made by the experienced nurse, is the most accurate?

Question

Quizplus · Accepted Answer

1. Even though the hospital carries blanket insurance, the nurse should protect him- or herself with individual coverage. If the nurse does make an error, the hospital may not cover the nurse or may sue the nurse to recover monetary damages.
2. All nurses should carry individual insurance.
3. This is a widely held opinion.
4. There is no evidence that a nurse with insurance is more likely to get sued.

The Newly Licensed Nurse Asks a More Experienced Nurse If