When the current monthly income of the debtor and the debtor's spouse, multiplied by twelve, is equal to or less than the median family income of a comparably-sized family living in the same state as the debtor, the presumption of abuse test does not apply.

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This statement is true. According to the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) of 2005, if the debtor's current monthly income, when multiplied by twelve, does not exceed the median family income of a similarly-sized family in the same state, then the presumption of abuse does not arise in the debtor's bankruptcy case. This means that the debtor may qualify for a Chapter 7 bankruptcy without having to undergo the additional means test to determine if they have sufficient income to repay their debts under Chapter 13.

When the Current Monthly Income of the Debtor and the Debtor's