Dana Jones, an individual, has a number of debts, one of which is a loan she obtained to pay college tuition. Dana should file a Chapter 13, as this debt is dischargeable under Chapter 13 but not under Chapter 7.

Question

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This statement is false. Student loans are generally not dischargeable under either Chapter 7 or Chapter 13 bankruptcy, unless the debtor can prove undue hardship. Therefore, the fact that Dana's debt is from a college loan is not relevant to the decision of filing under Chapter 13 or Chapter 7. Other factors, such as income and assets, should be considered when choosing the appropriate type of bankruptcy for Dana's situation.

Dana Jones, an Individual, Has a Number of Debts, One