Under the Fair Debt Collection Practices, collectors are no longer allowed to file suits in remote places in order to obtain default judgments.

Question

Quizplus · Accepted Answer

This is a provision under the Fair Debt Collection Practices Act (FDCPA) known as the venue provision. It requires collectors to file lawsuits in the jurisdiction where the consumer lives or where the contract was signed. This prevents collectors from seeking default judgments against consumers who live far away or have no knowledge of the lawsuit.

Under the Fair Debt Collection Practices, Collectors Are No Longer