Paul is deep in credit card debt. His goal state is to be debt-free, but he doesn't have nearly enough money to pay off his debt at the moment. According to a means-end analysis, Paul should:

Question

Quizplus · Accepted Answer

Taking small steps to move from his current situation to one that is closer to his end goal is the best choice. Reviving his goal state or changing the way he feels about the debt won't make any difference until he takes some practical steps to reduce his debt. The acquisition of money by any means necessary, legal or otherwise, is neither ethical nor practical, and could worsen his current situation. Taking small steps towards his goal, such as reducing his expenses, increasing his income, or creating a repayment plan, will help him move closer to his end goal without feeling overwhelmed.

Paul Is Deep in Credit Card Debt