Samuel Brock, an extremely conservative person, who earns $65,000 a year, wants to keep emergency funds in excess of $75,000. He understands that this is wasteful but is afraid of not being able to meet an emergency situation. What is your advice?

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The Answer of Samuel Brock, an extremely conservative person, who earns $65,000 a year, wants to keep emergency funds in excess of $75,000. He understands that this is wasteful but is afraid of not being able to meet an emergency situation. What is your advice?

Samuel Brock, an Extremely Conservative Person, Who Earns $65,000 a Year