The Dodd-Frank Wall Street Reform and Consumer Protection Act Included

The Dodd-Frank Wall Street Reform and Consumer Protection Act included all of the following provisions except one.Which is the exception?

A) the law requires mortgage originators to verify a borrowers income,credit history,and job status
B) the law authorizes the Federal Reserve to regulate companies other than banks - such as insurance companies and investment firms
C) the law establishes the Financial Stability Oversight Council,a super-regulator that will monitor Wall Street's largest firms
D) the law gives the Federal Reserve the authority to establish a reserve requirement for all financial institutions
E) the law requires issuers of mortgage-backed securities to retain at least 5 percent of the credit risk associated with the mortgages