One major advantage of credit cards used for transactions is that they:

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Credit cards allow consumers to make purchases now and pay for them later, which can help with timing and budgeting. This feature also allows consumers to coordinate the timing and payment of purchases to coincide with their income or billing cycle, making it more convenient for them to manage their finances. The other options listed (discounts, lower interest rates, and lowest prices) are not necessarily guaranteed advantages of credit cards and may vary depending on the issuer and specific terms and conditions.

One Major Advantage of Credit Cards Used for Transactions Is