Deborah files a petition in bankruptcy. One of the goals of bankruptcy law with respect to a debtor who has "gotten in over his head" is to

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The goal of bankruptcy law for a debtor who has "gotten in over his head" is to provide a fresh start without creditors' claims. This means that the debtor can have a chance to start again without being burdened by overwhelming debt. The bankruptcy process will discharge most, if not all, of the debtor's unsecured debts, such as credit card debts, medical bills, and personal loans. However, secured debts, such as mortgage loans and car loans, may still need to be paid or the creditor may take possession of the property securing the debt. Bankruptcy law also requires the debtor to undergo credit counseling and financial management courses to help them avoid falling into debt again in the future.

Deborah Files a Petition in Bankruptcy