Charlton files a petition in bankruptcy in a liquidation proceeding. If the court administers the means test and concludes that Charlton is abusing the bankruptcy process by filing for a liquidation, most likely

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If the court concludes that Charlton is abusing the bankruptcy process by filing for a liquidation, they will likely force him to file for relief through an individual repayment plan instead. This is because liquidation is typically reserved for those who cannot repay their debts, while an individual repayment plan requires the debtor to repay at least a portion of their debt. Discharging Charlton's debts or distributing his property to his creditors would only be possible if he is eligible for and completes the bankruptcy process. An automatic stay against Charlton's creditors would be issued regardless of whether he is found to be abusing the process or not.

Charlton Files a Petition in Bankruptcy in a Liquidation Proceeding