Harbor Bay Bank Has Made Mortgage Loans to Consumers That

Harbor Bay Bank has made mortgage loans to consumers that qualify for the Home Affordable Modification Program (HAMP) ,which offers incentives to lenders to change the terms of certain loans.The purpose of HAMP is to

A) convey property through lenders to consumers who can afford it.
B) force lenders to forgive all high-risk mortgages.
C) reduce monthly payments to levels that homeowners can pay.
D) transfer affordable property to investors to lease to consumers.