Consumer Loans Differ from Commercial Loans in All of the Following

Consumer loans differ from commercial loans in all of the following ways except:

A) consumer loans are generally smaller than commercial loans.
B) consumer loans are generally for longer terms than commercial loans.
C) consumer loans are generally less expensive to administer on a unit basis than commercial loans.
D) individuals are more likely to default than businesses.
E) consumer loans in some states are still covered by usury laws.