In McCulloch v.Maryland,the Supreme Court ruled that Congress had the authority to charter a national bank on the basis of

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The Supreme Court ruled that Congress had the authority to charter a national bank on the basis of the doctrine of implied powers, which allows Congress to take actions not explicitly granted to it by the Constitution if those actions are necessary and proper for carrying out its enumerated powers. The Court held that the power to charter a bank was a necessary and proper means of carrying out Congress's power to regulate interstate commerce and manage the national economy.

In McCulloch V