If Your Aunt in Italy Lends You $5,000 to Complete

If your aunt in Italy lends you $5,000 to complete your American education, this will be entered on the U.S. balance of payments account as a:

A) ​debit (-) .
B) ​credit (+) .
C) ​non-entry, since it will affect Italy's payments but not those of the United States.
D) ​devaluation, since the net value of the American capital stock will be reduced by the amount of your debt.