The ________ is a duty of the insurer to protect the insured against lawsuits or legal proceedings that involve a claim within the coverage of the insurance policy.

Question

Quizplus · Accepted Answer

The duty to defend is a standard provision in most insurance policies that requires the insurer to defend the insured against any legal claim that falls within the scope of coverage provided by the policy. This means that the insurer is obligated to pay for legal representation, as well as any settlement or judgment that may result from the lawsuit. This duty is separate from the duty to pay, which only requires the insurer to pay for covered losses or damages up to the policy limits.

The ________ Is a Duty of the Insurer to Protect