Norah is a single mother who has just taught Janet, her daughter, to drive. Once Janet has a driving permit, Norah intends to let Janet do most of the driving because driving for long stretches usually gives Norah severe pain in her upper back and shoulders. Norah's car is insured in her name. In this scenario, Norah could opt for a(n) ________ to protect the car from damages that could occur while Janet drives the car.

Question

Quizplus · Accepted Answer

The omnibus clause in an auto insurance policy covers any driver who has permission to operate the vehicle. By adding an omnibus clause to her policy, Norah would ensure that Janet is covered while driving the car. Collision insurance would only cover damages from a collision, while comprehensive insurance would cover damages from events such as theft or natural disasters. Medical payment coverage would only cover Norah's medical expenses, not damages to the car.

Norah Is a Single Mother Who Has Just Taught Janet