The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 makes it more difficult for debtors to file for bankruptcy and have their unpaid debts discharged.

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The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 indeed made it more difficult for debtors to file for bankruptcy and have their unpaid debts discharged. The Act added several eligibility requirements and means tests to determine a debtor's ability to repay their debts before approving their bankruptcy filing. It also imposed new rules and restrictions on bankruptcy proceedings, making it harder for debtors to abuse the system to discharge their debts.