Which of the Following Statements Is True of Certified Checks

Which of the following statements is true of certified checks?

A) Banks are obligated to certify checks for amounts greater than $10,000.
B) Certified checks are payable at any time from the date they are issued.
C) A drawer can stop payment on a certified check if it is indorsed.
D) Banks can charge a fraction of the check value as a fee for certifying it.