If a payer bank pays the altered amount on an altered check, it can recover the altered amount minus the original tenor from the party who presented the altered check for payment.

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If a payer bank pays an altered check, they can recover the altered amount minus the original tenor from the party who presented the altered check for payment. This is known as the "comparative negligence rule." However, if the paying bank was also negligent in failing to detect the alteration, they may not be able to recover any amount from the presenting party.

If a Payer Bank Pays the Altered Amount on an Altered