In the Current Social Security Program, All of the Following

In the current Social Security program, all of the following are true EXCEPT

A) a person's Social Security payroll taxes are held and invested until the day he or she retires.
B) most young people today will collect less than they and their employers put into the system.
C) Americans have been receiving more than their employers paid into the system.
D) Social Security benefits rise with the cost of living.