The refusal of lenders to make loans on property in low-income neighborhoods or impose stricter mortgage terms when they do make loans there is known as:

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Redlining refers to the practice of denying loans or imposing tougher terms on individuals or businesses in certain geographical areas, typically low-income neighborhoods or those with predominantly minority populations. This discriminatory practice, which was outlawed in the 1970s, made it challenging for residents in these neighborhoods to access credit and achieve homeownership, contributing to systemic inequality and disinvestment in these communities.

The Refusal of Lenders to Make Loans on Property in Low-Income