Dave has a concrete object called 'Student'.Specific students like: Mike Macli,Jeff Le,Karolyn Maloney would be considered as instances (or objects)of the 'student' class.

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This is true, according to the principles of object-oriented programming. 'Student' would be the class, while specific students like Mike Macli, Jeff Le, and Karolyn Maloney would be considered instances or objects of that class.

Dave Has a Concrete Object Called 'Student