Accepting Payments by Credit Card Causes Significant Differences Between the Bank

Accepting payments by credit card causes significant differences between the bank and book balances due to all of the following reasons EXCEPT:

A) the service provider records the gross amount of each credit card sale.
B) the service provider takes up to three working days to actually make the deposit to your account.
C) the credit card service provider deposits to your account the sale amount less the credit card service fee.
D) credit card clearing services also will reduce the amount deposited in the event of fraud.