After I Received Health Insurance from My Job as an Accountant

After I received health insurance from my job as an accountant, I decided to become a skydiver on the weekends because I knew my health insurance from my employer would cover most of my medical costs if I were injured. Which of the following statements is true?

A) The moral hazard problem increased in intensity.
B) The moral hazard problem decreased in intensity.
C) The principal-agent problem became more severe.
D) The principal-agent problem became less severe.
E) The adverse selection problem became more severe.