When do you need to use a credit repair service?
A)When you find an error on your credit report which is negatively affecting your score
B)At the point that you need to work with the trustee in bankruptcy to develop a consumer proposal
C)A credit repair company should be contacted only as a last resort to avoid bankruptcy.
D)Never,as they have no special powers to correct information on your credit report.

Question

Quizplus · Accepted Answer

Credit repair services often claim they can fix your credit score by removing negative information from your report. However, they cannot do anything you can't do yourself for free. Errors on your credit report can be disputed by contacting the credit bureaus directly, and financial counseling for managing debt or avoiding bankruptcy can be sought through non-profit counseling services.

When Do You Need to Use a Credit Repair Service