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Which Would Be the Best Loan Offer? Loan a Has

Question 96

Multiple Choice

Which would be the best loan offer? Loan A has a 9.5 percent rate calculated quarterly and Loan B has a 9.25 percent rate calculated monthly.


A) The effective rate on Loan A is 9.84 percent and on Loan B is 9.92.percent.Therefore,Loan A is best.
B) The effective rate on Loan A is 9.84 percent and on Loan B is 9.65 percent.Therefore,Loan B is best.
C) Loan B is a lower interest rate,so it is the better choice.
D) Loan A is compounded less frequently,so it would be the best option.

Correct Answer:

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