In order to be guaranteed to be approved for a mortgage,you should first acquire a pre-approval certificate.

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While a pre-approval certificate can increase your chances of getting a mortgage by showing sellers and real estate agents that you are a serious buyer with likely access to financing, it does not guarantee that you will be approved for a mortgage. Final approval depends on a more thorough check of your financial situation and the property appraisal.

In Order to Be Guaranteed to Be Approved for a Mortgage,you