You are in an accident which causes $3000 in damages to your car,and your policy has a $500 deductible for collision and $300 for comprehensive.If the other driver is at fault,which is correct?

Question

Quizplus · Accepted Answer

In this scenario, since the damage to your car is due to a collision and the other driver is at fault, you would initially pay the $500 collision deductible and then claim this amount from the other driver's insurance company. Comprehensive deductibles apply to non-collision related incidents.

You Are in an Accident Which Causes $3000 in Damages